:root{--accent:#0F6B63;--accent-dark:#0B4A44;--accent-text:#0F5F58;--tint:#E7F3F0;--ink:#1C2430;--muted:#4A5462;--soft:#6A7280;--line:#E7E3DA;--bg:#FBFAF7;--paper:#FFFFFF;--sand:#F4F2EC}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.55;font-size:16px}
h1,h2,h3{font-family:inherit;letter-spacing:-.01em}
a{color:var(--accent-text)}a:hover{color:var(--accent-dark)}
.wrap{max-width:1120px;margin:0 auto;padding:0 24px}
.section{padding-top:72px;padding-bottom:72px}
.white{background:var(--paper);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.row{display:flex;flex-wrap:wrap;gap:48px}
.row>*{min-width:0}
header{border-bottom:1px solid var(--line)}
.nav{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:12px 32px;padding:18px 24px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-weight:700;font-size:17px}
.brand .logo{width:34px;height:34px;border-radius:9px;background:var(--accent);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:15px}
.brand small{font-weight:600;color:#5B6472;font-size:17px}
nav.main{display:flex;flex-wrap:wrap;gap:6px 24px;font-size:15px}
nav.main a{color:#3A4452;text-decoration:none}
.eyebrow{margin:0 0 16px;font-size:14px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--accent-text)}
h1{margin:0 0 20px;font-weight:800;font-size:clamp(34px,5vw,52px);line-height:1.08;letter-spacing:-.02em}
h2{margin:0 0 12px;font-weight:800;font-size:clamp(26px,3.4vw,34px)}
.lead{margin:0 0 32px;font-size:19px;color:var(--muted);max-width:560px}
.sub{margin:0 0 36px;font-size:17px;color:var(--muted);max-width:640px}
.btns{display:flex;flex-wrap:wrap;gap:12px}
.btn{display:inline-flex;align-items:center;min-height:48px;padding:0 26px;border-radius:10px;background:var(--accent);color:#fff;text-decoration:none;font-weight:600;font-size:16px;border:none;font-family:inherit;cursor:pointer}
.btn:hover{background:var(--accent-dark);color:#fff}
.btn.ghost{background:transparent;color:var(--ink);border:1px solid #CFC9BC}
.btn.ghost:hover{background:var(--sand)}
.btn.dark{background:var(--accent-dark)}
.hero{padding:72px 24px 64px;align-items:center}
.hero>div:first-child{flex:1 1 460px}
.hero>div:last-child{flex:1 1 360px;display:flex;justify-content:center}
.card{width:100%;max-width:400px;background:var(--paper);border:1px solid var(--line);border-radius:18px;box-shadow:0 18px 40px rgba(28,36,48,.08);overflow:hidden}
.card-head{background:var(--accent);color:#fff;padding:18px 22px}
.card-head p{margin:0;font-size:12px;letter-spacing:.06em;text-transform:uppercase;opacity:.9}
.card-head strong{display:block;margin-top:4px;font-size:20px}
.card-body{padding:22px}
.saving{background:var(--tint);border-radius:12px;padding:16px 18px;margin-bottom:18px;color:var(--accent-text)}
.saving p{margin:0;font-size:13px;font-weight:600}
.saving strong{font-weight:800;font-size:36px}
.line{display:flex;justify-content:space-between;gap:12px;font-size:14px;padding:10px 0;border-bottom:1px solid #EEEBE4}
.line:last-of-type{border-bottom:none}
.line span:first-child{color:#5B6472}.line span:last-child{font-weight:600}
.note{margin:14px 0 0;font-size:12px;color:var(--soft)}
.steps{display:flex;flex-wrap:wrap;gap:24px}
.step{flex:1 1 280px;border:1px solid var(--line);border-radius:16px;padding:28px;background:var(--bg)}
.num{width:40px;height:40px;border-radius:50%;background:var(--accent);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;margin-bottom:18px}
.step h3{margin:0 0 8px;font-size:20px}
.step p{margin:0;color:var(--muted)}
.table-box{overflow-x:auto;border:1px solid var(--line);border-radius:16px;background:var(--paper)}
table{width:100%;min-width:560px;border-collapse:collapse;font-size:16px}
th{background:var(--sand);text-align:left;padding:16px 22px;font-weight:600;color:#5B6472;font-size:14px}
td{padding:18px 22px;border-top:1px solid #EEEBE4}
td.new{color:var(--accent-text);font-weight:600}
tr.total td{background:var(--tint);font-weight:700;border-top:1px solid var(--line)}
tr.total td:last-child{font-weight:800;font-size:20px;color:var(--accent-text)}
.chips{margin-top:28px;display:flex;flex-wrap:wrap;align-items:center;gap:10px}
.chips span{padding:6px 14px;border-radius:999px;background:var(--paper);border:1px solid var(--line);font-size:14px;font-weight:500}
.chips span.label{border:none;background:none;padding:0 6px 0 0;color:var(--muted);font-size:15px;font-weight:400}
.dark-band{background:var(--ink);color:#F3F1EC}
.dark-band h2{color:#fff}
.dark-band .intro{flex:1 1 340px}
.dark-band .intro p{margin:0;font-size:17px;color:#C9CED6}
.checks{flex:1 1 460px;display:flex;flex-direction:column;gap:18px}
.check{display:flex;gap:14px;align-items:flex-start}
.check svg{flex:none;margin-top:3px}
.check p{margin:0;color:#E4E7EB}.check strong{color:#fff}
.photo{width:220px;height:220px;border-radius:20px;object-fit:cover;background:#EEEBE4}
.about{align-items:center;gap:40px}
.about>div:last-child{flex:1 1 420px}
.about p{margin:0 0 12px;font-size:17px;color:var(--muted)}
.partner{border-radius:20px;background:var(--tint);padding:40px;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:24px}
.partner div{flex:1 1 480px;min-width:0}
.partner h2{font-size:28px;color:var(--accent-dark);margin-bottom:8px}
.partner p{margin:0;font-size:17px;color:#24504B}
.contact-info{flex:1 1 320px}
.contact-info p{margin:0 0 6px}
form.contact{flex:1 1 460px;display:flex;flex-direction:column;gap:16px}
.fields{display:flex;flex-wrap:wrap;gap:16px}
label{display:flex;flex-direction:column;gap:6px;font-size:14px;font-weight:500}
.fields label{flex:1 1 200px}
input[type=text],input[type=email],textarea{min-height:46px;padding:10px 14px;border:1px solid #CFC9BC;border-radius:10px;font:inherit;font-size:16px;background:var(--bg)}
textarea{resize:vertical}
label.consent{flex-direction:row;gap:10px;align-items:flex-start;font-weight:400;color:var(--muted)}
label.consent input{width:20px;height:20px;margin-top:1px;flex:none}
.hidden{display:none}
footer{background:var(--sand);border-top:1px solid var(--line)}
.foot{display:flex;flex-wrap:wrap;justify-content:space-between;gap:16px 32px;padding:32px 24px;font-size:14px;color:#5B6472}
.foot p{margin:0;flex:1 1 520px}
.foot nav{display:flex;gap:24px;flex-wrap:wrap}
.foot a{color:#3A4452}
.legal{max-width:760px;margin:0 auto;padding:56px 24px 72px}
.legal h1{font-size:36px}
.legal h2{font-size:22px;margin-top:32px}
.legal p,.legal li{color:var(--muted)}
.todo{background:#FFF4D6;border:1px solid #E8C96A;border-radius:10px;padding:14px 18px;color:#5A4500}
.photo-box{position:relative;width:220px;height:220px;border-radius:20px;background:var(--tint);color:var(--accent-text);display:flex;align-items:center;justify-content:center;font-weight:800;font-size:56px;overflow:hidden;flex:none}
.photo-box img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}